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 About the Program
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Points for Credit

Redeem your Points for Credit towards your American Express® Card balance

Now you can redeem Membership Rewards® points towards your American Express Card balance with Points for Credit.1 It's a smart and savvy way to pay for your everyday purchases, or you can use your extra credit to splurge on something you’ve always wanted – the choice is yours.
Points for Credit chart
Better Shopping. Better Entertainment. Better Travel.Redeem your Membership Rewards points into Points for Credit online today.
Terms and Conditions
1Points are applied as a credit to eligible card accounts. Please allow a minimum of 3 business days for processing. Corporate Cards (other than The American Express® Corporate Card for Small Business), Credit Card Tier, Club Level Tier and cards that do not participate in the Membership Rewards program are not eligible. We reserve the right to restrict points for credit, for example, if card account has or will have a credit balance. Required redemption rates, increments and other terms, conditions and restrictions apply and may differ between eligible tiers. For complete Membership Rewards Program Terms and Conditions click here or call 1-800-668-AMEX (2639).
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