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Which Retirement Plan Is Right for Your Business?

As a small business owner, you have multiple retirement plan option. Answer the five questions below to find which plan or plans you should consider.

1.    How many employees do you have, including owners and part-time personnel?
           10 or fewer
           11 to 25
           26+

2.    How important is it that your employees make their own contributions or elective salary deferrals to their retirement accounts?
           Very important
           Somewhat important
           Not important

3.    How willing/able are you to use business funds to make employer contributions to the plan (and your employees accounts)?
           Not willing/able
           Somewhat willing/able
           Very willing/able

4.    How willing are you to pay for the administration of additional plan features, such as loan provisions or vesting schedules?
           Not willing
           Somewhat willing
           Very willing

5.    Does your business have a stable cash flow/profit level?
           No
           Somewhat stable
           Yes

         

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